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Summary of Benefits


2010 Summary of Benefits


Health Insurance: Employees working at least 20 hours per week are eligible to participate in our health insurance plan. Coverage begins the first of the month after Hire date. We offer the following health plans::

  • Aetna US Healthcare (HMO & POS)
  • Kaiser Permanente (HMO & POS)

Dental Insurance - Delta Dental:
All employees working at least 20 hours per week are eligible to participate in our dental plan. Coverage begins the first day of the month after 3 months of employment. HSC pays 100% of Dental coverage for the employee. Employees have the option to purchase family coverage.

Domestic Partner Benefits: Supporting diversity in the workplace: The HSC Health Care System extends to same sex domestic partners of employees the same benefits and privileges offered to spouses and their dependent children. Please see Human Resources for eligibility criteria.

Flex Medical Spending Account: Employees working 32-40 hours per week can deposit pre-tax dollars for defined eligible medical expenses not covered by their health insurance plan. Maximum account balance is $3,500.

Flex Dependent Care Spending Account: Employees working 32-40 hours per week can deposit pre-tax dollars for qualifying dependent care expenses. Up to $5,000 of dependent care expenses may be paid with pre-tax dollars.

Cash Balance Pension Plan (non-contributory):
Participation in the Cash Balance Pension Plan is for union staff only and begins the first of the month after Hire date. Employees earn vesting time by maintaining 1,000 worked hours per year. Employees are fully vested after 3 years of service. HSC contributes 5% of total year-end compensation.

New Plan Change for 2010- 403(b) Investment Plan (contributory and non-contributory): All non-union employees who are at least age 21 and have worked 1000 hours of service in 12 consecutive months of employment are eligible for an employer contribution of 3% to a tax-deferred annuity through Pension Specialists with Vanguard Funds. Employees may also have pre-tax payroll deductions placed into this plan and the HSC Health Care System will match 100% of employee's contributions, up to a maximum of 2% of their base salary. Maximum annual employee contribution for 2010 is $16,500. Employees working at least 1000 hours per year are eligible upon hire for Employee contribution and eligible for employer match after one (1) year of service. Employee is immediately vested in both the employee and employer contributions. Plan will remain the same for union employees (please see Human Resources for more details.)

Tuition Assistance: All full-time and part-time employees working at least 20 hours, and completing 3 months of employment may participate in our Tuition Assistance program.

  • 40 hrs. /wk - $2,000 per year
  • 36 hrs. /wk - $1,800 per year
  • 32 hrs. /wk - $1,600 per year
  • 28 hrs. /wk - $1,400 per year
  • 24 hrs. /wk - $1,200 per year
  • 20 hrs. /wk - $1,000 per year

Annual Leave: All full-time and part-time employees are awarded annual leave according to the following schedule. Leave is accrued from first day of employment and pro-rated based on the number of hours worked per week. Annual leave is available for use after 90 days of employment.

Staff Department Directors/Physicians
0-5 years - 20 days 0-5 years - 25 days
5-10 years - 25 days 5+ years - 30 days
10 + years - 30 days

Holidays: We offer 8 holidays: 1- New Year's Day, 2- Martin Luther King, Jr. Day, 3- Memorial Day, 4-Independence Day, 5- Labor Day, 6-Thanksgiving Day, 7-Christmas Day, 8-Inauguration Day.

Floating Days: Employees working 32-40 hours per week are awarded two (2) floating days per year. Employees working 20-31 are awarded eight (8) hours per year.

Basic Life Insurance and Accidental Death & Dismemberment: Employees working at least 32 hours per week are eligible for Basic Life Insurance and Accidental Death & Dismemberment. Coverage begins the first day of the month after 3 months of employment. Benefit amount is equal to 1 1/2 times Employee’s Base salary. HSC pays 100% of cost.

Optional Life Insurance: Employees working at least 32 hours per week are eligible to apply for Optional Life Insurance. Coverage begins the first day of the month after 3 months of employment. Coverage is also available for spouses and dependent children however employees must elect optional life insurance in order to purchase coverage on their spouse and/or dependent(s). Employee pays 100% of premium. Rates are based on age and amount of coverage.

Long-Term Disability: All employees working at least 32 hours per week are eligible for Long-Term Disability. Coverage begins the first day of the month after 3 months of employment. Employee receives compensation equal to 60% of their base monthly wages, after 180-day elimination period. HSC pays 100%.

Short-Term Disability: Employees working at least 32 hours per week are eligible for Short-Term Disability. Coverage begins the first day of the month after 3 months of employment. Employee receives compensation equal to 60% of their base monthly wages, after 15-day elimination period. Employee pays 100% of premium.

Employee Assistance Program (EAP): The Employee Assistance Program is a confidential counseling and referral service available for all HSC Health Care System employees and their families. The EAP provides face-to-face evaluations by a licensed, professional counselor at convenient office locations. They also offer easy access to services and crisis counseling 24 hours a day, seven days a week via a toll-free number.

NEW in 2010: The HSC Health Care System is offering a new benefit for 2010 from Business Health Services (EAP) to assist employees with financial matters such as: debt management/consolidation, tax planning/preparation, credit counseling, budgeting, college funding and retirement funding. For more information please call Business Health Services at 1-800-765-3277. HSC pays 100% for all services.

Federal Credit Union: The NIH Federal Credit Union is a full service financial institution that offers a variety of money saving products and services such as: savings & checking account, holiday club account, Money Market Account and Individual Retirement Account and more.

Wellness Program: The HSC Health Care System is committed to providing services for the health and well-being of our employees. Beyond Excellence is a Wellness Program that provides services that keep employees healthy, detect concerns early and help employees manage their health. Beyond Excellence offers information and programs in area such as nutrition, fitness, disease management and stress management, healthy coping strategies on the job, health screenings, cholesterol screenings, nutrition classes, group fitness classes, weight management, yoga classes and health promotion workshops. HSC pays 100% for all services.